Insurance

At GPS Restoration, we understand that navigating insurance claims after a disaster can be overwhelming. Our team is dedicated to making this process as seamless as possible for you.

Why Choose GPS Restoration for Insurance Assistance?

At GPS Restoration, we specialize in simplifying the insurance claims process for homeowners recovering from disaster. With extensive experience and the use of Xactimate software—the same platform trusted by insurance companies—we ensure accurate estimates and transparent communication every step of the way. Our team works directly with your insurance provider to expedite the claims process, allowing you to focus on rebuilding your home and peace of mind.

Expertise in Insurance Processes

With over a decade of experience, we’ve restored and remodeled hundreds of homes, earning the trust of Minnesota homeowners.

Exceptional Communication

Our dedicated team ensures you’re informed every step of the way, with prompt updates and clear explanations, no matter where you are.

Comprehensive Services Under One Roof

As a licensed residential contractor, we provide a full range of services from general carpentry, plumbing and electrical to painting and finishing.

Use of Xactimate Software

We utilize Xactimate, the same software used by insurance companies. Xactimate surveys regional costs monthly and updates pricing so that our estimates are always in line with reasonable cost expectations.

Experience with Insurance Carriers

We have extensive experience working with various insurance carriers, ensuring a streamlined process regardless of your provider.

Our Process

Our process is designed to make restoration simple and stress-free. From prompt damage assessment to detailed estimates and seamless coordination with your insurance provider, we handle every step to restore your home with care and precision.
  1. Your first call should be to emergency services or a mitigation company and then your
    insurance company. Once your insurance adjuster has initiated your claim, GPS
    Restoration is your next call. If you are uncertain at any point along the way, reach out to
    us and we will point you in the right direction.
  2. Initial Assessment: We will come to your property and review the insurance adjuster’s
    claim information and update it with our own assessment.
  3. Cost Estimate: We use Xactimate, the same software the insurance company uses, to
    develop a full proposal that includes the cost for all tasks and materials needed to restore
    your home.
  4. Finalizing the Cost Estimate: We present the cost estimate to you and your insurance
    adjuster. By working directly with your adjuster we are able to ensure that our costs are
    aligned with your insurance coverage. Depending on your coverage, you may only have
    to pay your deductible unless you add items or upgrade materials.
  5. When we reach agreement with you and the adjuster as to the scope and costs, you will
    receive a check from the insurance company.
  6. We will send you a contract and an invoice for half of the cost as a down payment.
  7. Upon receipt of the signed contract and payment of the invoice we will begin planning
    your project.
  8. Often there are modifications to the scope of work and costs as the work progresses.
    We will continue to communicate these changes with you and the insurance adjuster to
    ensure you are compensated to the full extent of your policy for all covered items.

Let’s Get Started

Whether you’re recovering from a disaster or planning your dream remodel, GPS Restoration is here to make the process seamless and stress-free. With licensed expertise, exceptional communication, and a commitment to quality, we’ll help you bring your vision to life.
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Minnesota Contractor License BC807879
Servicing Brainerd and the surrounding lakes area

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